Getting older doesn't always offer many benefits (we certainly get more aches and pains), but one big benefit is that we gain knowledge.

For example, I learned about the expense of NOT having Long Term Care Insurance when I watched my father wrestle with serious medical problems. Later, that lesson was reinforced when one of my key employees was diagnosed with a brain tumor, living severely disabled for two years.
 
At the time, I was not aware that Long Term Care Insurance even existed, let alone that it might be tax deductible. I didn’t know that LTCI is a benefit many employees would like and would even be willing to pay for themselves. And, I am embarrassed to say, I didn’t know that my employees could get a discount for their LTCI coverage through my efforts as an employer. But now I do.

We all like to think we will live forever in good health, but that’s not realistic. When the time of need does strike, LTCI is the one insurance you can't afford not to afford, if you get my drift.

Because of my personal belief in the need for this protection, I have arranged for the people I’m associated with to receive it at a discounted premium. I have contacted an agency who writes ONLY LTCI, who’s been doing it for decades, and who knows all the ins and outs of coverage. This agency works with an A+ rated insurance carrier that is as solid as the Rock of Gibraltar.

If you would like to explore the possibility of obtaining Long Term Care Insurance for yourself, your family members, or your employees, please contact me by phone at 800-818-0150 or email ray@propres.com. I will put you in touch with the experts.

One more thing I learned...only LTCI is designed to help safeguard your assets by providing important protection from the devastating costs of a long-term illness. Traditional health insurance and Medicare do not address this issue. Who knew?

As I get older, I am gaining knowledge that allows me to better protect myself and my family. How about you? 

If you are not in the Chicago or Phoenix areas and would like to explore with me how you can position your business and benefit in The World To Come, visit http://www.propresalliance.com/.  People say life is an adventure…come and explore with me!